Tag Archives: insurance

Alarms

ALARMS

It has been a while since we have blogged about alarms.  We are still of the firm belief that as a layer of security, a decent alarm system not only offers you peace of mind but also does make your premises less likely to be subject of a burglary.

Since we last blogged, we have installed many more systems far and wide we have systems as far North as Baschurch in Shropshire and as far East as Much Wenlock, Shropshire.  We also have commercial and domestic systems in Shrewsbury, Newtown, Powys, Welshpool, Powys and all places in between.  Every one of our customers are totally satisfied with their systems.  Not one of our customers to our knowledge has been subject to a burglary or attempted burglary since having an alarm system installed.

The systems that we recommend are extremely reliable, false alarms are very rare and thankfully faults and problems just as rare and usually easily resolved.

All of our systems are bespoke design using a vast range of detectors available to enable you to integrate the security around your use of the building and available budget.

If you choose to have a system connected to the internet, not only does it allow you to receive push notifications to most mobile phones and tablets of alarms and any other issues.  It also allows you to set and unset the system and check the detectors from anywhere in the world offering extra reassurance.  Furthermore it allows us remote access to undertake many maintenance functions, if we are able to resolve an issue remotely, rather than having to come out, currently we make no charge for this service.

In addition to burglary prevention and detection, our alarm systems offer various “panic” facilities that can be operated in or around the outside of the premises.  Additionally you can add bespoke safety detectors as you wish for smoke, heat and smoke, flood, carbon monoxide.

Over the past year, we have also been putting some outdoor intruder detectors through their paces these are able to detect intruders outside a premises and/or send pictures to you of what caused them to activate.  In the past year through many extreme weather and light conditions, swaying plants and trees in the wind and passing animals, we’ve not had a single false alarm and the system has activated 100% of times when the zone has been entered by a person.

The outdoor detectors are absolutely ideal for secure or any other outdoor areas where nobody should be present during certain hours  or where you require notification if not a full alarm when somebody is present there.

There are many other ways our systems can be used for example to oversee an elderly or vulnerable person, as a hotel or B&B wishing to monitor rooms for customers breaking no-smoking rules.

If you are considering an alarm system, feel free to peruse our main website or new and expanding alarm websites below for more information or cal us any time for general advice or a free quote.

http://www.safeandsecure247.co.uk/wireless-alarms-cctv/wireless-intruder-alarms.html

http://alarms.safeandsecure247.co.uk

Why It’s Important that All Your Ground Floor Windows Can Be Locked

Why Being Able to Lock Ground Floor Windows is Important

You may not realise why it’s important that all ground floor and easily accessible windows can be locked.

Apart from the added security of course, most insurers, domestic and commercial insist upon it as a minimum condition of your insurance.

This means in the event of a burglary,  no matter how they gained entry to your premises, if you are unable to demonstrate that your windows lock, your insurer may refuse to pay out as you have not met their insurance minimum security requirements.

If you have no locks at all, we can supply them for all window types.  If you have locks but have lost the keys, we can usually replace them same day.  If you have broken locks or locking handles we can replace them too.

If you are unsure whether your premises meet the minimum security standards set by your insurer will will gladly undertake a security survey that will include checking against insurer requirements.

If you live in the Shrewsbury / Shropshire area you might find our piece here of interest – Shrewsbury Burglary Statistics

If you are interesting in finding out more about suitable door and window locks take a look at our locks for the home page.

Take a look at our website for more details http://www.safeandsecure247.co.uk/services.html

Locking Window Handle
Locking Window Handle

Make Your Home Less Vulnerable to Burglary

Burglar Image

Traditionally, burglary tends to increase as the dark evenings come upon us so as the clocks have recently gone back and as it’s coming to the end of Home Security Month, we thought it a good time to offer you advice on a few simple steps you can take to make your home less vulnerable to burglary.

Security is like many things in life, you tend to get what you are prepared to pay for and sometimes cheap security offers little or no security or may let you down in some way just when it is needed, however with a little knowledge you needn’t pay the earth and most expensive is not always best.

The vast majority of residential burglaries are opportunist, what we mean by that is that with minimal planning, a burglar will walk or drive along any random street and look at the houses. Their aim is to get in and out as quickly and quietly as possible without being seen or heard and therefore minimise the chance of being caught red handed.  Mostly they will tend to be attracted to what they consider to be the “softer” targets.

Every little thing that you add that will cause a burglar to make more noise, take more time or be more visual getting in will put them off. The chances are that if you have sufficient security they will in all likelihood burgle a house nearby that presents them less of a challenge.

  • Consider the perimeter of your property and the approach, do you shut/lock access gates.
  • Preventing unwanted visitors entering your property is what you  need to achieve, but nobody wants their home looking like a prison surrounded by high walls and barbed wire, and that is not necessary.
  • Mother nature provides an environmentally friendly, attractive and particularly effective alternative – the prickly bush, these can be extremely effective when planted around perimeter areas. Don’t go for height particularly at the front as this could hide unwanted visitors on your property from sight.  A high hedge can be great for an opportunist theft as they are confident of not being seen while they are up to no good.
  • There are many forms of driveway alert that sound in the house when someone enters your drive these start from as little as £30.
  • Consider motion sensitive outdoor lighting. During the hours of darkness lighting is not only be a comfort factor for the occupant, it is an excellent deterrent for would be opportunist burglars who clearly do not want to be seen.  Be sure to fit them out of reach so they cannot be tampered with and if they are bright halogen or cost saving LED lights, not pointing directly at neighbours houses so as to cause a nuisance.
  • Many of the more “professional” burglars don’t carry obvious tools on them for gaining entry incase they are stopped by police, instead they rely on their target victim(s) leaving them out. Ensure your garden is tidy, that ladders and tools that may be used to gain entry are locked away.
  • Ensure your sheds and outbuildings are properly secured (both windows and doors) using the best quality locks that you can afford and consider lighting around these areas and a shed alarm. (basic shed alarms start at around £20)
  • Secure any particularly valuable items within your shed or outbuilding with padlocks and chains to ground or wall anchors. If you install high quality security it would necessitate a thief having to use a noisy angle grinder rather than relatively silent bolt croppers.
  • Consider locking other smaller valuable tools items such as chainsaws etc to the same ground or wall anchors at least locking lots of items together to make them very difficult to move.
  • We have already mentioned outdoor motion detector lights and the same applies around the house itself.
  • Always read you insurance company’s minimum requirements for security (Usually they will require at least 5 lever British Standard lock or equivalent on the final exit point for example) and similar locks or additional locking bolts on all other external doors plus key operated window lacks on all windows accessible from the ground floor.  IF YOU DON’T COMPLY WITH THESE REQUIREMENTS, THEY MAY NOT PAY OUT IN THE EVENT OF BURGLARY, NO MATTER HOW THEY BROKE IN.
  • There are a vast range of locks and additional security for doors and windows on the market, your local reputable locksmith is the best point of advice on upgrading your locks and additional security.
  • Once you have good quality locks on doors and windows make sure you lock them when you are out, at night and when you are in the garden in the summer.
  • If you leave windows open at night in the summer, consider fitting security restraints to prevent them from opening wide enough to climb through.
  • You may also not be aware that if someone enters your house using a key, most insurers will not pay out. It is always sound advice to change the locks when you move house so you can account for all of the keys.

Hear are a few more tips

  • Don’t leave valuables on display through windows or advertise them with social media photographs.
  • Beware of what you put on social media when you are away from home, it could be as simple as commenting on a picture of your animals at kennels which demonstrates you are away from home.
  • Install a safe for your valuables; Everybody has items that they would be devastated if they were stolen or destroyed in a fire.
  • Install a burglar alarm; If you already have an alarm, make sure you use it, It is not an ornament, and is only fully effective if properly serviced and always used.
  • Install CCTV cameras; If you have them, ensure they are regularly serviced, that your DVR is recording and that the time is accurate and changed with British Summer Time.
  • Security Grilles or mesh can add an extra layer of protection for windows and doors;
  • Holiday tips will be subject to a separate blog.
  • Consider UV marking or DNA based marking systems to mark your property which may increase the chances of you getting it back in the worst case scenario.
  • Photograph and catalogue valuable items and keep receipts in a safe place.

REMEMBER:  There is no such thing as 100% security but, every little thing that you add that will cause a burglar to make more noise, take more time or be more visual getting in will put them off. The chances are that if you have sufficient security they will in all likelihood burgle a house nearby that presents them less of a challenge.

If you want to deter a burglar you need to think like a burglar. A burglar wants to enter your building as quickly and quietly as possible and easily remove tools and other items, place them in their vehicle and leave without being caught.

Just incase the worst does happen despite your best efforts, check that you have sufficient insurance cover for your house, sheds and outbuildings and that tools and equipment of significant value is covered.

Ensure you comply with your insurers minimum requirements, such as locking ATVs to ground anchors as otherwise your insurance may not pay out.

Make a note of the serial numbers of valuable tools and equipment, Mark them in someway either with a property marketing solution or by putting your postcode in a way that cannot be easily removed.

If you would like help or guidance regarding the security of your home then please do not hesitate to call Safe and Secure 24/7 Locksmiths and Security on 01686 640 869 or Follow us on Twitter, Facebook or Google+ for more security tips, or subscribe to our RSS feed for regular blog updates.

Safe and Secure 24/7 Locksmiths and Security are based in between Welshpool and Newtown in Powys and we cover,  Mid- Wales and Shropshire.  We are local Locksmiths, we can give expert security advice and undertake security upgrades and Alarm and CCTV installations.  Give us a call today for a friendly chat.

We are happy to undertake a security review for you or quote for upgrades, alarm systems, safes, CCTV etc.

 

 

 

Questions To Ask When You Phone A Locksmith

There are a few questions you ought to consider asking when you phone a locksmith;  Why? because it could save you lots of money and some locksmiths are simply better than others.

So,  questions you should ask when you phone a locksmith whether it is an emergency lock out or for some routine work.

WHAT WILL IT COST?

Ask for an estimate of how much the work will cost,  personally, I always give callers an estimate of how much any given job is likely to cost them and will if at all possible give either a fixed price or maximum cost;  always ask if any estimate quoted includes VAT.

I am surprised that the vast majority of people never ask about cost, don’t ever by too shy to ask because any reputable locksmith will provide an estimate based on the average time it takes to do a particular job.

Most locksmiths charge by the hour and will estimate how long the job is likely to take, if you are given the hourly rate check that if they run into a new hour whether they will charge the whole hour or just the actual time taken.

Depending on they type of job, they may in some circumstances be able to provide a fixed quote although this could work out slightly more costly than the hourly rate as it is necessary to allow for unknown variables that might lengthen the time taken.

Clearly any estimate is just that, based on a customers’s telephone description it is impossible to determine all the variables that could cause delay but when the locksmith is working on site they regularly update you, explaining any issues and also provide you options based on what they find to enable you to make properly informed decisions.

WHERE IS THE ACTUAL ATTENDING LOCKSMITH BASED?

There are many so called locksmiths that advertise National coverage.  Whilst I can’t comment on their actual coverage they do not cover all areas and some sub-contract to anyone they can get, others might travel large distance which of course adds to the costs. Many of these companies charge considerably more than your local reputable locksmith some considerably more.

If possible check out the website which should have the address from which the locksmith operates.

HOW WILL THEY GO ABOUT THE JOB

If you are telephoning a local reputable locksmith, you are likely to speak to the locksmith that will be attending, if this is not the case then ask to speak to them.  You don’t need to know the full technical details but they ought to be able to reassure you they are not going to just get the drill straight out and cause damage that might not be necessary.  Drilling locks is usually the last resort.

WHAT ASSOCIATIONS DOES THE LOCKSMITH BELONG TO

Anyone can become a locksmith with no training, whilst some very good locksmiths choose not to belong to any of the associations, you have to be wary of potential “cowboys” too.  There are a number of locksmith associations for example the Master Locksmiths Association which ensure a level of good workmanship and reasonable charges etc, check out the association webpages if you have time and the locksmith attending should have identification or certification proving their membership.

IS YOUR LOCKSMITH CRB CHECKED?

As previously stated, anyone can set up as a locksmith, and you are going to trust them with keys to your property, or safe etc etc, if they are CRB checked this ought to prove they have no previous criminal convictions for dishonesty, once agin they ought to be able to show you documentation ort certification proving the CRB check.

WHAT DO OTHER CUSTOMERS SAY

If you are able to do so, have a look at the website, and see if there are any customer testimonials.  (Be slightly wary because some unscrupulous individuals can just make these up)  Have a good look at the website to see if it seems genuine and that your locksmith is a member of the local community if possible

SECURITY ADVICE

Many local reputable locksmiths over time become security experts, some have other previous security expertise to add weight to that expertise an can offer other services for example free no obligation security surveys so that you can be made aware of any security vulnerabilities you may have.

You have to put a lot of of trust in any locksmith you employ so don’t be afraid to ask the necessary questions including price estimates to help build that trust.

If you don’t ask a few questions, you might end up paying far too much or having a door that looks like this:

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Ten Simple Tips To Make your Shed or Outbuilding More Secure

Shed and Outbuilding burglary is a continuing to be a problem in the areas we cover on the whole, they tend to make easy targets and it needn’t cost the earth to make them more secure.

Below are ten simple tips to make your shed or outbuilding more secure. There are a couple of issues with sheds and outdoor buildings that many people may not realise; the total value of everything they contain is likely to be far higher than you might at first think and secondly, it is likely to contain many tools and implements that an opportunist burglar could use to enter your home.

1. Consider the approach to your shed or outbuilding, do you shut/lock access gates?

2. Preventing unwanted visitors entering your property is what you need to achieve, but nobody wants their home looking like a prison surrounded by high walls and barbed wire, and that is not necessary. Mother nature provides an environmentally friendly, attractive and particularly effective alternative – the prickly bush, these can be extremely effective when planted around perimeter areas. Don’t go for height particularly at the front as this could hide unwanted visitors on your property from sight. A high hedge can be great for an opportunist theft as they are confident of not being seen while they are up to no good.

3. There are many forms of driveway alert that sound in the house when someone enters your drive these start from as little as £30.

4. Consider motion sensitive outdoor lighting. During the hours of darkness lighting can not only be a comfort factor for the occupant, it is an excellent deterrent for would be opportunist burglars who clearly do not want to be seen. Be sure to fit them out of reach so they cannot be tampered with and if they are bright halogen lights, not pointing directly at neighbours houses so as to cause a nuisance.

5. Starting with the outside of each shed or building, ensure the walls are as secure as they can be, mend any holes that someone could crawl through or make bigger etc.

6. Install the best security locking devices possible, ensure that padlocks and fittings are sturdy and function properly, and if an outbuilding leads directly into your home make sure that the connecting door is especially secure. Replace and properly secure any cracked windows, and consider adding wire mesh or grilles.

7. Secure any particularly valuable items with padlocks and chains to ground or wall anchors. If you use high quality security it would necessitate a thief having to use a noisy angle grinder rather than relatively silent bolt croppers.

8. Consider locking other smaller valuable tools items such as chainsaws etc to the same ground or wall anchors at least locking lots of items together to make them very difficult to move.

9. Consider CCTV or if that is beyond your budget, you could consider a high quality dummy CCTV camera.

10. Consider an alarm, these can range from a simple shed alarm which sell for less than £10 through to a properly installed alarm system either as part of or separate to the house alarm.

 

Just in case the worst does happen despite your best efforts, check that you have sufficient insurance cover for your sheds and outbuildings and that tools and equipment of significant value is covered. Ensure you comply with your insurers minimum requirements, such as locking ATVs to ground anchors as otherwise your insurance may not pay out. Make a note of the serial numbers of valuable tools and equipment, Mark them in some way either with a property marketing solution or by putting your postcode in a way that cannot be easily removed. Always consider asking the advice of your local reputable locksmith who should be able to assist with general security advice as well as product specific advice and will offer an installation service should you require it.

Letterbox Burglary

LETTERBOX BURGLARY

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Letterbox burglary continues to be a problem in many parts of the UK.

If like most people you have a letterbox,  it could make you more vulnerable to burglary.  My advice would be if you can afford it, or when you replace the door,  loose the letterbox altogether and put an external mailbox on the wall outside.

Letterboxes firstly enable a potential burglar to look into your house and also listen to see if you are at home.  If you keep house or car keys anywhere near the door some burglars will use a rod to steal the keys to either gain entry to your house without damage or more likely just steal your car.

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If you have a UPVC  door or other type with multipoint locking, some  might allow a burglar to open the door simply by using an implement to pull the internal handle down or turn your thumb-turn cylinder.

 

You can prevent the handle being pulled down simply by pushing it up and locking with the key. It has been known for insurance companies to question whether a premises was properly secured when doors have been opened through the letterbox.

 

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So what can you do to make your letterbox more secure?

Luckily there are a few simple steps you can take, you could fit a security cowl to make it harder for a burglar to reach your lock, you can also fit a letter cage or fireproof security letterbox. There are many different types to chose from, your local reputable locksmith will happily advise as to what would work best for your type of door and situation.

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10 Simple Things To Help Secure Your Home For Under £100

We were recently challenged to come up with 10 simple things to help secure your home for under £100.  At first it seemed an impossible task, however always up for a challenge we set out with shopping list in hand and were rather surprised myself to spend just £88.14 leaving £11.86 change out of the £100.

Security is like many things, on the whole you tend to get what you are prepared to pay for and sometimes cheap security offers little or no security or may let you down in some way just when it is needed, however with a little knowledge you needn’t pay the earth and most expensive is not always best.

We have assumed that you already have good sufficient locks on all of your ground floor doors.

Always read you insurance company’s minimum requirements for security (Usually they will require at least 5 lever British Standard lock or equivalent on the final exit point for example)

You may not be aware that if someone enters your house using a key, insurers may not pay out. It is always sound advice to change the locks when you move house so you can account for all of the keys.

The vast majority of residential burglaries are opportunist, what I mean by that is a burglar will walk along a street and look at the houses. Their aim is to get in and out as quickly and quietly as possible without being seen and therefore minimise the chance of being caught red handed.

This means that although there is no such thing as 100% security (and anyone that sells you that is wrong), every little thing that you add that will cause a burglar to make more noise, take more time or be more visual getting in will put them off. The chances are that if you have sufficient security they will in all likelihood burgle a house nearby that presents them less of a challenge.

With regards the items we have selected below, some are very good purchases that will do what they are meant to do but others may not to withstand the test of time and could let you down just when you need them therefore some examples below we would usually recommend something of better quality but our challenge was to find ten things for less than £100.

Our advice is to find a local trustworthy locksmith who will undertake a security survey for you. They will offer sound advice some of which you can undertake yourself and some are best left to a professional to undertake.

We have not used anything found on auction sites such as EBay as that might be dammed as cheating all of the products were found from normal retailers that are easily found.

There are many things that can be done at no cost whatsoever which I will cover in another blog in the near future.

Padlock and Hasp – Approx £11

There are a couple of issues with sheds; you probably don’t realize the total value of everything it contains if it were to be broken into and secondly it is likely to contain many tools and implements that an opportunist burglar could use to enter your home.

Motion sensor shed alarm – £6.73

The cheapest I could find on the internet.  Following on from the link above this will add an additional layer of protection to you shed or garage.  Noisy alarms will often cause the opportunist burglar to leave rather quickly.

Window locks – £7.29 

Window locks are not normally this cheap but I struck lucky and found some in a sale. Most insurers insist as part of minimum security requirements that you have window locks on all ground floor windows and any accessible from the ground floor outside. If you do not have these and you are burgled, even if the window was not a point of entry, if an insurance assessor comes out they may refuse the claim.

 Crimestoppers Property Protector – £19.99

One of my more expensive purchases but nevertheless worthwhile, this enables you to mark about 200 of your valued possessions with a unique coded fingerprint registered to you.  Property coming into possession of police is scanned using special scanners.  This means if items of value to you are marked there is a much greater chance of you being reunited with them if they are ever stolen.

Outdoor Motion detector light – £10.34

During the hours of darkness lighting can not only be a comfort factor for the occupant, it is an excellent deterrent for would be opportunist burglars who clearly do not want to be seen. Be sure to fit them out of reach so they cannot be tampered with and if they are bright halogen lights, not pointing directly at neighbors houses so as to cause a nuisance.

7 Day digital plug in timer – £7.33

During the hours of darkness at night time most opportunist burglars will move on to another premises rather than risk being caught where a home owner is indoors. Having one or two lights programmed to came on an off during the hours of darkness for instance the lounge during the evening followed by the bedroom a little later, can help to give the appearance that someone is at home,.  Some timers are able to vary the times slightly each day to increase the randomness a little.

Low Energy 15w Sensor Bulb – £10.34

If you have outdoor lights, these bulbs are not only energy saving, they automatically come on at dusk and go off at dawn so you don’t have to remember to switch them on and off all of the time.  They will always come on at dusk and go off at dawn whether you are home or away.  The light in itself can be a deterrent during darkness and the fact that they always come on at night makes it harder for a would be opportunist burglar to determine whether you are home or not.

Hawthorn Shrub – £1.29  

Preventing unwanted visitors entering your property is what one needs to achieve, but nobody wants their home looking like a prison surrounded by high walls and barbed wire, and that is not necessary. Mother nature provides an environmentally friendly, attractive and particularly effective alternative – the prickly bush.

Pricky plants make very effective deterrent hedges. Don’t go for height particularly at the front of the house as this could hide unwanted visitors on your property from sight.  A high hedge can be great for an opportunist theft as they are confident of not being seen while they are up to no good.

Suitable plants can also be positioned strategically in order to deter people climbing drainpipes or to protect vulnerable (e.g. ground floor) windows. Prickly plants act as a psychological and physical barrier intended to make your property a less suitable target to the opportunistic thief.

 Draper Hand operated Shredder – £6.84

Identity fraud has been well publicised in theUKand appears to still be growing.  I am extremely careful with my banking documents and just today have discovered someone has correctly entered all of my credit card details to make a purchase from a Chinese website.  Putting any financial or personal documents into the waste un-shredded is just inviting potential problems, therefore a shredder is on my absolute must list.

Basic Magnetic door/window alarm – 6.99

This very basic magnetic alarm can be fitted to doors or windows that may be vulnerable and has it’s own inbuilt siren when the contact is broken.  These devices might be a good idea to take on holiday if you are at all worried about hotel or villa security as they can be fixed in seconds with double sided tape.

 

What makes us different?

What makes us Different from many other Locksmith and Security Companies 

Safe & Secure Imprint Logo

1. Darrell the owner is a retired police officer with over 30 years experience in preventing and reducing crime.

What makes us different from many other locksmith and security companies?   Many companies offer security advice and surveys but what qualifications has the person undertaking the survey?  Darrell from Safe and Secure 24/7 Locksmiths & Security has overseen literally tens of thousands of crime investigations from shoplifting through to homicide and has vast experience in crime and harm reduction. Darrell knows how criminals think and what might make your commercial or domestic property vulnerable. You also know you can have total trust in us knowing that your confidentiality will remain as such.

2. We are a truly local business 

We are passionate about providing a service that you will be totally happy with and recommend us to your friends and colleagues alike; if you are not entirely happy then neither are we.

There are many companies that appear to be local they may even have local phone numbers but BEWARE THEY MAY NOT BE and some of their prices can be considerably more than double that of a local company.  Just last week one of our customers was locked out just before midnight, they were quoted £450 plus VAT.  Our charge on this occasion was £95  and NO VAT PAYABLE

Always ask as many questions as you need to, to establish whether a company is local and don’t be afraid to ask detailed questions about cost.

3.  No VAT Payable

We are a genuine small family run local company, we do not charge VAT

4. We are not tied to any supplier 

Our advice is totally unbiased and we are able to supply any type of lock, CCTV, alarm or other security device. There may be good reason for preferring a particular product but we will always happily explain fully why this is so.

5. We will always explain what we are doing and why

We won’t just turn up and drill your lock with no explanation.  If you are locked out, we will always try a range of non-destructive techniques.

We will always provide you a range of choices, and we will fully explain each step together with any advantages disadvantages including costs.

IF YOU HAVE ANY SECURITY PROBLEM OR ARE AT ALL CONCERNED ABOUT ANY SECURITY VULNERABILITIES 

We will work with you to resolve those problems or give you confidence in your domestic or commercial security and reduce your chances of becoming a victim of crime.

IF YOU ARE LOCKED OUT OR HAVE ANY LOCK RELATED ISSUES

We will attend 24/7, get you in if necessary and resolve the problem.

IF YOU ARE THINKING ABOUT CCTV OR AN ALARM SYSTEM

We will undertake a survey discuss your needs and design a system that you can have confidence in, our systems span all price ranges from self-install through to complete installation or something in between.

For a fast friendly and reliable service give us a call on 01686 640 869,  email via the contact form at: – http://www.safeandsecure247.co.uk/contacts

Or Visit the website at http://www.safeandsecure247.co.uk

Why it is Critical to Know your Insurance Minimum Security Requirements

When you renew your domestic or commercial insurance each year you probably receive a large bundle of documents that you put aside with all good intentions of reading but the deadline runs out, you renew and simply never get around to reading those documents.

The vast majority of insurers have minimum security requirements for home and business owners and you should find those in the big wadge of documentation sent when you take out insurance or at renewal time.

IF YOU FAIL TO MEET THOSE MINIMUM REQUIREMENTS THEY CAN REFUSE TO PAY YOU OUT IN THE EVENT OF A BURGLARY EVEN IF THE POINT OF ENTRY WAS THROUGH A COMPLIANT POINT OF ENTRY.

The majority require a minimum of a 5 lever British Standard lock (or equivalent) on the final exit point (door you enter and leave from) and window locks on all windows accessible from the ground floor.

I would say that more than half of all domestic and commercial premises I attend are not insurance compliant, imagine the cost to you if your insurer failed to pay out following a burglary.

It is not as expensive as you might think to become compliant, Call us today for free advice and quotes should you wish us to undertake any work.

Moving to new premises? Can you account for all keys to the property?

Most people are not aware that if your property is burgled and entry is gained by use of a key, your insurance may not pay out.  It is always a good investment to change the locks when you occupy new property after all you never know who might have an old key.  Safe and Secure 24/7 Locksmiths and Security or any MLA locksmith can provide this service at a reasonable cost or if you wish to do it yourself can advise on locks and supply them to you.